Retirement Looms – Are You Financially Prepared to Retire?
Retirement Looms – Are You Financially Prepared to Retire?
Most people plan to be in better financial condition than their parents are at retirement, because they’re helping their parents through retirement financially. But… They’re busy helping their parents through retirement financially, so they don’t have the time or resources to put back money for retirement.
Listen to me people! You don’t have time or resources NOT to invest in your retirement. It’s imperative that you start today putting back money for your retirement. Do you have a retirement fund to invest in?
Here’s the basics for starting an investment fund for retirement. Start with just $20.00 per paycheck. Auto draft this from your checking account into your savings account and at the end of the year you’ll have money to invest in your retirement fun. You’ll have enough money to invest in your retirement fund that you can actually start an investment account. An IRA will save you money.
It’s obvious. You have to retire at some point, whether you quit actually working or not, there will be some portion of retirement that you’ll want to take. A longer vacation, more time away from the boss, an evening a week for games and your spouse, or maybe just spending some time on grandchildren, but it will be easier to do with a little money in the bank.
You won’t miss $20.00 per paycheck today, and tomorrow you’ll be grateful for it.
40% of Americans do not save money for their Golden Years, 34% have NEVER saved anything for retirement. Whether you’re a non-saver or one who is doing a little something, but not enough, you need to know that it is coming.
Are you going to be ready?
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B.R. Clarke has spent 47 years planning for retirement and now enjoying it. He still shares his wisdom with others, helping others to find retirement options for their Golden Years.
