Everyone needs some life insurance. The cost of a funeral these days requires that you not burden your family with those expenses.  You may also want to leave some money to pay off those bills that have been looming around on your credit cards.  If you have not had life insurance now is the time to take action.  There is Over 50 Life Insurance that is available at a lower cost than you might think. It is a good idea to investigate picking up some life insurance to protect yourself and you loved ones.